Programs - Vacant
Building Insurance
Protect your profits. This program covers vacant or unoccupied buildings with incidental renovation work providing provide protection for residential, commercial and industrial properties including apartments, condominiums, offices, mercantile and more.
Coverages:
Underwriting Rules
All Lines:
- Property must be adequately secured, i.e., fully locked, boarded or guarded
Property:
- Sprinklered buildings - verify the sprinkler system is maintained or shut off and drained. For buildings with active wet-pipe systems, the heating system must be maintained and warranted on the policy
Excluded Businesses
Property:
- Buildings condemned or scheduled for demolition
Liability:
- Condominium or townhouse conversions
- Unsecured buildings
- Ground-up construction
Applications
- Vacant Building Program Sup App - WORD
- Vacant Building Program Sup App - PDF
- ACORD 125 Comm'l Gen'l Liab. App - WORD
- ACORD 125 Comm'l Gen'l Liab. App - PDF
- ACORD 126 Comm'l Gen'l Liab. App - WORD
- ACORD 126 Comm'l Gen'l Liab. App - PDF
- ACORD 140 Prop Section - WORD
- ACORD 140 Prop Section - PDF